Personal Insurance Packages with Optional Coverages & Limits

Business Insurance Underwriters

Personal Insurance Underwriting is another key area of our insurance packages. Through a variety of carriers, we allow our agent to craft the policies to exactly what their clients require.

All of the insurance applications and documents for personal insurance policies are available at all times in the Agent Center. If you are not already an agent with Southern Specialty Underwriters, creating an account requires only a few simple steps that our new agency team would be pleased to assist you with. Thank you for visiting us online and we look forward to helping you with your commercial insurance requirements.

Personal Insurance Packages

High Value Homeowners Insurance

  • Preferred homeowners coverage from $400,000 and up (Chubb’s Masterpiece Policy)

Basic Homeowners Insurance HO8

  • Dwellings which may be older and in a higher than Standard Risk Category

  • Coverage for up to $200,000 & Personal Property up to $80,000

  • Owner Occupancy only

  • Protection class 9 & 10 acceptable

  • No Credit Check

Dwelling Fire Insurance

  • Fire & Extended coverage on Dwellings & Personal Property

  • Dwelling coverage up to $200,000 & Personal Property up to $80,000

  • Owner, Tenant, Secondary & Seasonal Occupancy Available

Vacant DP-1 (Online Quote)or Call 877-831-4214

  • 3-12 Month Terms Available

  • Fire & Extended Coverage on Dwelling

  • Optional Premises Liability

Mobile or Manufactured Homeowners Insurance

  • Choice of Comprehensive or Broad Form Perils

  • Seasonal and Rental Coverage Available

  • Premium includes Coverage for Mobile Home, Adjacent Structures, Personal Property, Theft and Personal Liability

  • Mobile Homes over 20 years Acceptable

Flood Insurance

  • Homeowners Maximum coverage of $250,000 on Dwelling & $100,000 Personal Property

  • Excess Flood Coverage Available

Watercraft Insurance

  • Small Runabout Boat Insurance

  • Sailboat Insurance

  • Yacht Insurance

Valuable Articles

  • Jewelry, Watches, Precious Stones

  • Collectibles or Family Heirlooms

  • China, Crystal & Silver

  • Valuable Works of Art – Paintings, Sculptures

  • Furs

  • Antiques

  • Virtually Any Personal Valuable or collectible items or set

Builders Risk Insurance
Renovation Insurance (Online Quote)or Call 877-831-4214

  • Basic Coverage – Fire & EC

  • Theft & VMM Excluded

  • 3, 6, or 12 Month Coverage Available (3 Month Term Fully Earned)

Renters Insurance HO4

  • Fire & Extended Replacement Cost Coverage on Personal Property

  • Coverage from $2,500 to $50,000

  • Excellent Insurance for Student and Young Professionals

For more information on Personal Insurance, Licensed Agents can call us toll free (877) 831-4214. We look forward to assisting you!